17 December 2010
Also, we obviously couldn't read all of the terms of our land purchase contract so we asked a good friend to accompany us for the transaction. She eased our concerns by saying that even she couldn't make sense of all the small print... In any case, neither the realtor nor the seller of the land really care whether you master your kanjis. But the bank might... When we first approached banks about loans, one agent at a Downtown Tokyo SMBC branch of SMBC told my husband that it would be impossible for him to get a loan from their bank since he couldn't read ALL of the loan contract. Didn't matter if we had Permanent Residency and had been living in Japan for 20 years...
Ironically, we got our loan from the same bank, just another branch in our neighborhood! What really helped us was that our realtor made the initial contact with the loan officer and accompanied us to all of the initial meetings with the bank, along with his assistant Miyao-san. The loan officer was also really helpful as he arranged for us to have an English-speaking agent go over the details of the loan agreement with us.
Anyway, time to brush up on those kanjis...
16 December 2010
Ever wonder whether you will have enough electrical power to run all of your appliances at the same time? We currently use gas in the kitchen but we'll have an IH stove in our new home so we were worried about having sufficient electrical capacity to run various appliances at once.
Now if we you want too go above this, to say 80A or 100A, we'll need to get a different account. There is a fee of about 20,000-30,000 yen to enable this service and the monthly charge will also increase as follows: 80A: ¥2,184; 100A: ¥2,730. Note that if you ever want to change back to 60A or lower, a disable fee of about 20,000-30,000 yen fee will also be charged. TEPCO's Service Guide can help dispel a few mysteries.